Do you want to have a permanently available cash reserve?

We offer… A Compte OPEN account

The Compte OPEN is a renewable credit reserve whose limit is set by Crédit Agricole.

You can use your Compte OPEN credit reserve in one of two ways : either to put money into your current account or for financing an anticipated repayment from your current account at a later date, and at your own rhythm.

Thanks to Compte OPEN, you can spread payments out over several months, quickly arrange to avoid or repay an overdraft, and finance your various projects.

Example: for a single payment of 600 € on 08/01/05 debited on 25/01/05 from a renewable, divisible credit reserve of 5,000 €, repayment is based on a standard interest rate in 16 monthly instalments of 40 € plus one monthly payment of 25.70 €, excluding optional ADI accidental death or disability insurance. This amounts to a total charge of 65.70 € and an annual revisable APR of 16.315% (excluding optional ADI and processing fees). Total time of repayment: 17 months.

The Compte OPEN includes a Eurocard/Mastercard, which can be used to pay for purchases and withdraw money in France or abroad.

Whatever you use your Compte OPEN cash reserve for, we do not ask for any proof of purchase.

If you do not use this cash reserve, it will not cost you anything, it will always be available in case you need it.

Do you want to make

your money grow ?

We offer… a Compte Sur Livret (savings account) 

Projects, unforeseen needs, major expenses, etc.

Life is much easier when you have money in the bank ! 

The Compte Sur Livret – a flexible savings account available to everyone

Withdrawals and payments are

- free of charge

- unlimited  

It takes just 15 € to open a Compte Sur Livret

You can then save at your own pace, regularly or occasionally, for as long as you like.

Your savings can be withdrawn at any time.

Our advice:

The Compte Sur Livret is a good way to obtain a short-term return on large sums of money.

Your savings are guaranteed, and you will earn interest that is added to your capital at the end of the year, calculated by two week periods.

Please refer to our general terms when you open your account.